A full-featured checking account that pays you back — tiered APY up to 0.55%, unlimited transactions, and no monthly fee when you maintain a simple minimum balance.
Our Interest Checking account combines the convenience of everyday banking with the earning power of a savings product. Your balance earns from day one — automatically, with no action required.
Our rates are straightforward — no teaser periods, no hidden conditions. Interest is calculated daily and credited monthly.
APY = Annual Percentage Yield. Rates are variable and subject to change without notice.
| Balance Tier | APY | Est. Monthly* | Notes |
|---|---|---|---|
| $100 – $999 | 0.35% | ~$0.29 / $1K | Opening tier |
| $1,000 – $9,999 | 0.45% | ~$3.75 / $10K | Fee waived |
| $10,000+ | 0.55%Best | ~$45.83 / $100K | Premium tier |
Automatic rate upgrades as your balance grows. No need to move money between accounts to earn more.
No per-transaction fees or monthly limits. Make as many payments and transfers as your business demands.
Your funds are fully insured up to the statutory limit — bank with complete confidence.
Check balances, transfer funds, pay bills, and deposit cheques — all from the app, any time.
Apply online in under 5 minutes. Fund your account with the $100 minimum opening deposit.
Keep an average daily balance of $1,000 to waive the $10 monthly maintenance fee.
Interest calculated daily and credited on the last business day of each month.
Open your Interest Checking account today and put every dollar to work — from day one.